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• When you go to the store to buy groceries, do a shopping list and only buy what is on the list.  
• When you buy in bulk you are using this product more because you  know there is more, so try not to buy in bulk, and if you do, have a secret hiding place. For example, if you buy  five packages of cookies it is more likely the the children will finish off the cookies within the first few days - therefore it is better to hide them and give them enough to last the month, otherwise you will be going to the store again before the end of the month.
• Credit-Cards, our biggest enemy . Yes, they are easy to use, and you can buy almost everything with them, but you also are also buy with money that you don't have. Credit sounds so great, but such a money killer. Get rid of your credit cards, and just keep one for emergencies.
• Watch T.V less, or actually, watch shopping channels less, don't buy online or from catalogs. All of these increase the temptation to buy, buy, buy.
• When people are bored or depressed they  sometimes go  'window shopping', they go to the closest mall and buy things that look nice and are totally not needed just because they saw it through the store  window. When you are bored or depressed find something else to do like a sport.
• Set a budget limit for everything you go to buy. such as buying  a second car, a stereo, electronics or anything else, set yourself a limit and stick to it.
• Buying popoular brands is a good thing but it can also be a money grabber (especially with teenagers)  If you see in the store a pair of Nike trainers pair for 100$ and other Nikes pair for 50$, buy the cheaper one. 

• Grow your own vegetables, as funny as this may  sound. Make a garden, not only for fun, you can save a lot of money, instead of buying vegetables, grow them.
• Don't go to shooping with rich friends, or friends acting like they are rich, they will just influence  you into buying  more things that you don't need.
• Don't bring your children shopping.  Children always make you spend more than you can afford.
• Always think practically about the things you buy, 'Do I really need it?', and also ask yourself if it is really necessary?', be honest wih

  

  yourself, it's your money.

Spending less money is the main action in order to save money.
People all over the world are getting more and more in debt each year,  because people have   bad spending habits. The following tips can help you spend less, and start saving.